If you’re a mobile business by design, or you simply can’t access fixed connections (Wi-Fi or phoneline) at your place of work, a mobile card machine could be the tool you’re looking for to take payments. You’ll be able to accept credit cards, debit cards and digital wallets wherever business takes you.
A mobile card machine can accept card payments anywhere in the UK or Ireland where there’s a mobile network present. If you are on the road, on a market stall pitch or in a field at a festival, you can take payments with a mobile card machine. It's all made possible by an integrated roaming SIM card (free of charge) and GPRS/3G technology. This terminal is perfect for street food vendors, taxi drivers, plumbers and mobile mechanics.
Ultimately, a 'mobile card machine' and a 'mobile card reader' do the same thing; they accept card payments from anywhere with a mobile phone signal.
However, the term ‘card reader’ may refer to a mobile card machine that doesn't have an integrated receipt printer and needs to be connected to a smartphone in order to function.
These card readers can be owned outright for a low upfront cost (£29-£99), compared to a 12-36 month agreement. On the surface, the former looks attractive for it’s cost saving benefits, but the catch is the rates of transaction are much higher when compared to a card machine with a monthly rental fee. This means you could end up giving away a lot more revenue per sale than you need to, especially in the long-run.
Same Day Settlement, also known as 'Faster Payments', is a bolt-on feature that delivers the funds taken from card sales to your account within the same day, meaning you don't have to wait the usual 3-5 days for your money.
Having your money faster could be the difference between paying a supplier on time, restocking for your next sale, or simply keeping a healthy working capital.
Including Visa, Mastercard, Amex & Diners. As well as digital wallets like Apple Pay and Google Pay - all compatible with contactless payments up to a limit of £100 per transaction.
A mobile card machine is a wireless payment terminal used by business owners that don’t have access to fixed connection points, like broadband internet or a phoneline, due to the nature of how their business operates.
For example, a market stall trader that attends the same pitch each week but doesn’t have access to Wi-Fi or a phoneline. Or a mobile food van that travels to different sites each week to attend events like festivals or weddings.
These card machines come equipped with a free integrated SIM card and can be used anywhere in the UK Or Ireland where there’s a mobile phone network present.
All card machines need a connection to successfully take payments. Mobile card machines use GPRS to connect wirelessly to a mobile network, and just like a mobile phone, they have an integrated SIM card (this is supplied free of charge).
This means, that anywhere in the UK or Ireland where you can successfully find a mobile signal, you can also take payments from your customers using a mobile card machine.
get a quote
There a various names for card machines, including:
…and the list goes on, but what’s important to remember is they all take card payments, irrespective of what they’re called. Where they tend to differ is by business use case.
Where you take payments and the connection method you use (Wi-Fi, Bluetooth, 3G or phoneline) will determine which type of card machine you need.
Mobile card machines
Used by businesses who mainly operate outside or on the road and don’t have access to fixed communication points, like a street food vendor. These are completely wireless devices.
Portable card machines
Ideal for environments with Wi-Fi, where your staff can take payments at various points on the premises, like from table to table within a restaurant. These card machines are also wire-free.
Countertop card machines
Do your customers expect to pay in the same place, like next to a till or on a counter? Countertop card machines use wired internet or phoneline connections to offer a fast and reliable service.
To take a contactless payment on a card machine, you need a secure connection of some sort, which can be either Wi-Fi, mobile data, phoneline or a wired broadband connection.
If your card machine doesn’t have a connection, the attempted payment will be declined instantly.
A ‘card machine’ is a handheld device used by a business to collect payments from their customers who choose to pay for goods or services by credit card, debit card or a digital wallet such as Google Pay or Apple Pay.
They are typically connected to the internet or a mobile a network to accept payments electronically and send data to the acquiring bank.
When payments are successful, it’s normal practice for the funds to be transferred from the customer's bank to the business' merchant account. Settlement time is dependent on the provider (Retail Merchant Services offer Same Day Settlement).