Inject cash into your business the easy way! With your Retail Merchant Services membership, you could be entitled to cash or loan advances with simple, stress-free repayments.Get funding now
Retail Merchant Services members have access to preferential rates for a cash advance or loan advance through our funding partner, YouLend. It offers simple and stress-free repayment options, designed in a way that doesn't interrupt your cashflow. If you're looking to inject some cash into some much needed areas of your business, then look no further.
"An advance payment made to your business from the provider as a lump sum, which is then repaid as an agreed percentage of your future credit and debit card transactions."
Access unsecured funding from £2,500-£250,000
Repay flexibly through your card machine
Get funded in 2-7 days, all costs agreed upfront
✔ Unsecured funds from £2,500-£250,000*
✔ Typically 2-7 days from application to funding
✔ Approval rate much higher than the banks
✔ Repaid via your card machine as a percentage of future card sales
✔ All costs are agreed upfront, you only payback as you earn
✔ No late payments, monthly charges or hidden fees
✔ 85% of customers renew their advance
A straight forward and easy solution. My business can expand thanks to the advance from YouLend and their partnership with RMS. It’s a nice, simple, and transparent way to work. From our experience, when you are a fairly new business that has grown very fast other lenders don’t want to know. Please speak with these guys, they are better than a bank! - Robert Frew, Mobility Matters LtdTalk to us
Through your Retail Merchant Services membership, you can apply for a loan advance with YouLend, which is repaid flexibly by basing payments on a flat percentage of all your future card transactions. A loan advance provides you with a larger borrowing limit and a longer repayment period than a traditional loan. If you're a limited company needing an advance over £250K, this could be the solution for your business.
*Eligibility criteria will apply. Businesses must be trading for a minimum of 4 months. A minimum monthly average of £2,500 in card transaction turnover must be achieved and in some cases proven by the provision of merchant statements. Cash Advances range from £2,500-£250,000 and are based approximately on 100% of your average monthly turnover from card transactions. Loan Advances range from £2,500-£500,000 and are only available to Limited companies. All Cash Advance and Loan Advance applications are processed by our dedicated provider, YouLend.