UK Credit Card Processing

It is perhaps no surprise that consumers are turning to increased spending on credit cards at a time of economic squeezing and increasing inflation. Many retailers, service providers and other businesses are turning to credit card processing to offer a wide range of payment opportunities to encourage continued spending and importantly, payment for goods and services already rendered. Retailers have long known the importance of offering a credit card processing solution for their customers and today even the smallest seasonal gift shops offer a wide range of payment options.

Despite this there are still many businesses who fail to capitalise on offering a wider range of payment options and a survey conducted by Retail Merchant Services Limited shows the five main reasons why a minority of businesses still do not accept credit cards; these reasons are:

1. Unable to obtain low credit card processing costs
2. Fear of capital investment in new technology
3. Unable to find a flexible range of payments or services
4. Fear of a jungle of complex credit card processing terminology
5. Fed up of using the established banking industry

In 2007 Retail Merchant Services Limited was established to open UK Credit Card Processing to every business, no matter how big or how small, and to do all of this by:

1. Offering market-leading, easy to understand, low cost credit card processing
2. Providing any credit card terminals and machines needed, included in the price
3. Offering a flexible range of easy-in and easy-out additional cash saving benefits
4. Reducing the use of jargon and helping you make sense of credit card payments
5. Offering a real alternative to the banking industry, working fairly for you

Retail Merchant Services offers a complete card processing solution to each of their 22,000 happy customers and because all of the technical details are taken care of by their experienced team there is less for you to worry about and more time for you to run your business.

British based, with only UK call centres, and staffed only by experienced card payment specialists Retail Merchant Services has an enviable reputation for providing world-class customer service at all times. In fact it is their excellent customer service combined with a traditional network of local representatives that helped Retail Merchant Services to scoop the prestigious ‘Outstanding Performance’ award in 2010 from Elavon at the European Summit.

Everything that Retail Merchant Services do and provide has been meticulously drafted and tested from a customer point of view; from easy to understand agreements and invoices to high quality software used on their credit card machines – credit card processing couldn’t be easier with Retail Merchant Services.

With no set-up fees, no installation charges and trouble-free technology you can be sure that all you’ll ever be paying for is the low cost credit card processing package that they have become famed for.

To start accepting credit cards you need just three basic items, all of which, can be arranged when you contact Retail Merchant Services:

1. Merchant account
2. Business bank account
3. Credit card processing terminal

A merchant account is arranged automatically for you when you decide to join Retail Merchant Services as a credit card processing customer. It is a special type of bank account that briefly holds the money you take from credit and debit card transactions. Once validation on transactions are completed, usually within 2/3 working days the money is then deposited into your normal business bank account. If you don’t already have a business bank account you can also take advantage of the preferential business bank account offered through Retail Merchant Services.

Importantly, you will need a credit card processing terminal or a virtual card processing solution. Don’t worry about buying expensive hardware because you can have a state of the art and easy to use credit card and debit card processing terminal or machine from us and it’s already included in the price quoted by our experienced payments experts. To make card processing even easier, we’ll take care of any software updates too and our technology specialists are just at the end of the phone if you ever need help with your machine.

There are just three easy steps before you can start accepting credit cards with Retail Merchant Services and these are:

1. Application
2. Validation
3. Receive Your Terminal

You may just be thinking about accepting credit cards or if you already accept credit cards then you might just want to reduce your monthly charges and upgrade to the latest, easy to use, technology. You can call our payments experts today on 0845 241 9960 or email us: info@retailmerchantservices.co.uk to speak to an experienced advisor who will be able to help you decide what is right for your business and we can even book an appointment to come and see you at your business premises and provide a full, written quotation. Whatever you decide to do you can apply on the phone or in person with your local representative, at a time to suit you.

When your application is received we’ll need to make a few validation checks because we’ll be dealing with sensitive information, like your bank account details, we need to make sure everything is correct. You can find out more about our validation and identity checks by speaking to your local representative or by emailing info@retailmerchantservices.co.uk

Our validation checking is very efficient and as long as there are no further inquiries that need to be made we’ll send your card processing terminal to you. All you will need to do is plug-in the two cables (supplied), one into the power socket and on into either your telephone line or broadband router, whichever you have discussed with your local payments expert. We’ll also call you soon after you receive your card processing machine to make sure everything is set-up and working for you – of course you can always call us as soon as you receive your new terminal and we can help you set it up over the telephone.