We believe that every business needs to accept credit and debit card payments and we are committed to making credit card and debit card acceptance more accessible to small and medium size businesses by:
- Reducing the cost of accepting credit cards and debit cards
- Providing real support by telephone and through a network of UK Payment Experts
- Speeding up the time it takes to access your payments
- Introducing big business terminals with small business pricing
Research conducted by us reveals that 99.5% of our customers use their credit card machine on a daily basis and over 93% of our customers that joined us without previously using a credit card machine service use their credit card terminal for at least 5 transactions a day!
The UK's credit card processing figures, revealed by UK Payments shows spending using both credit cards and debit cards continues to grow as cheque and even cash payments decline even further year on year.
Credit cards and debit cards: it is the safest way to accept payments
We believe that credit card and debit card payments are the safest way to accept payment in most retail and business environments.
- Card payments reduce your cash holding and reduce the theft risk
- Increased cash handling puts staff at risk both in-store and on the way to the bank
- Storage of cash increases business insurance premiums
- Cash handling can lead to cashier mistakes
Above all other options, credit card and debit card payment, give your customers ultimate flexibility to pay on credit and pay at a later time or to use funds directly from their bank account, without having to draw out cash. Using a credit card, you customer can choose to pay for the items at a later date, while you still receive the payment within just a couple of days - giving you the cash you need and your customer the flexibility they need.
Our Payment Experts care about your business
We guarantee that you will never need to worry about the details of credit card processing or how you accept credit cards, our Payment Experts at Retail Merchant Services look after the paperwork, the technology, the hardware and the individual payments too, saving you more. You can become one of our 22,000 happy customers and be treated as an individual, experiencing low credit card processing rates, award-winning and world-class customer service and a completely new approach to accepting credit cards for small and medium size businesses.
Our 'no worries' policy ensures that joining Retail Merchant Services as either a first time credit card processor or an experienced merchant, simply switching providers, is fast, easy and seamless. From day one we will look after you and your business. We will make the necessary arrangements for your own low-cost merchant account as well as the credit card terminal of your choice from our range and we will set-up any additional benefits that you need with your account.
Find out more about Retail Merchant Services
Retail Merchant Services: the trusted independent credit card processing provider
In 2007 Retail Merchant Services Limited was established to open UK Credit Card Processing to every business, no matter how big or how small, and to do all of this by:
a. Offering market-leading, easy to understand, low cost credit card processing
b. Providing any credit card terminals and machines needed, included in the price
c. Offering a flexible range of easy-in and easy-out additional cash saving benefits
d. Reducing the use of jargon and helping you make sense of credit card payments
e. Offering a real alternative to the banking industry, working fairly for you
Retail Merchant Services offers a complete card processing solution to each of their 22,000 happy customers and because all of the technical details are taken care of by their experienced team there is less for you to worry about and more time for you to run your business.
How are Retail Merchant Services different?
British based, with only UK call centres, and staffed only by experienced card payment specialists Retail Merchant Services has an enviable reputation for providing world-class customer service at all times. In fact it is their excellent customer service combined with a traditional network of local representatives that helped Retail Merchant Services to scoop the prestigious 'Outstanding Performance' award in 2010 from Elavon at the European Summit.
Everything that Retail Merchant Services do and provide has been meticulously drafted and tested from a customer point of view; from easy to understand agreements and invoices to high quality software used on their credit card machines - credit card processing couldn't be easier with Retail Merchant Services.
How does credit card processing work?
To start accepting credit cards you need just three basic items, all of which, can be arranged when you contact Retail Merchant Services:
- Merchant account
- Business bank account
- Credit card processing terminal
A merchant account is arranged automatically for you when you decide to join Retail Merchant Services as a credit card processing customer. It is a special type of bank account that briefly holds the money you take from credit and debit card transactions. Once validation on transactions are completed, usually within 2/3 working days the money is then deposited into your normal business bank account. If you don't already have a business bank account you can also take advantage of the preferential business bank account offered through Retail Merchant Services.
Importantly, you will need a credit card processing terminal or a virtual card processing solution. Don't worry about buying expensive hardware because you can have a state of the art and easy to use credit card and debit card processing terminal or machine from us and it's already included in the price quoted by our experienced payments experts. To make card processing even easier, we'll take care of any software updates too and our technology specialists are just at the end of the phone if you ever need help with your machine.
There are just three easy steps before you can start accepting credit cards with Retail Merchant Services and these are:
- Application
- Validation
- Receive Your Terminal
You may just be thinking about accepting credit cards or if you already accept credit cards then you might just want to reduce your monthly charges and upgrade to the latest, easy to use, technology. You can call our payments experts today on 0845 241 9960 or email us: info@retailmerchantservices.co.uk to speak to an experienced advisor who will be able to help you decide what is right for your business and we can even book an appointment to come and see you at your business premises and provide a full, written quotation. Whatever you decide to do you can apply on the phone or in person with your local representative, at a time to suit you.
When your application is received we'll need to make a few validation checks because we'll be dealing with sensitive information, like your bank account details, we need to make sure everything is correct. You can find out more about our validation and identity checks by speaking to your local representative or by emailing info@retailmerchantservices.co.uk
Our validation checking is very efficient and as long as there are no further inquiries that need to be made we'll send your card processing terminal to you. All you will need to do is plug-in the two cables (supplied), one into the power socket and on into either your telephone line or broadband router, whichever you have discussed with your local payments expert. We'll also call you soon after you receive your card processing machine to make sure everything is set-up and working for you - of course you can always call us as soon as you receive your new terminal and we can help you set it up over the telephone.
CALL US ON 0845 241 9960 TODAY and find out how much you could save by joining Retail Merchant Services. Our Payment Experts will help you find the best payment choice for your business.
