Merchant Cash Advance
Fast and affordable business funding.
Whether you're a restaurant or bar owner wanting to refurbish, a beauty salon looking to sell the latest product lines or a garage needing new equipment, a Merchant Cash Advance is a quick and simple way to raise funding without stretching your overdraft.
As a Retail Merchant Services customer, you pre-qualify* for a Merchant Cash Advance. Fast and affordable business funding that uses your card terminal to 'secure' lending. Perfect for businesses without many assets, but who have a good volume of card transactions every month.
Finance is repaid flexibly via a pre-agreed percentage of future card transactions, so it will never interrupt your cash flow and you will only pay back as you earn. There’s no such thing as a late payment, monthly charge or hidden fees.
"A Merchant Cash Advance can enable you to inject cash into some much-needed areas of your business. Having a percentage taken from the card machine at each end of day batch means you will not have to worry about cash flow and finding a monthly amount to cover repayments."
The process is totally straightforward with no complicated forms and can offer you unsecured funds of up to £200k. You can typically raise up to 100% of your average monthly takings from card payments and receive funding in 5-10 days from your application. 85% of customers choose to renew their advance, demonstrating its affordability and simplicity.
*Based on your card turnover, as a Retail Merchant Services customer, you may be eligible to receive preferential rates for Merchant Cash Advances from our funding partner Liquid Finance.
To apply for a Merchant Cash Advance, simply fill in the form at the bottom of this page.